Publications

• HUD Proposes to Narrow its Cyber Incident Notification Requirement
  10 October 2024
  Avi Gesser
  ,
  Erez Liebermann
  ,
  Anna Moody
  ,
  Karen Joo
  ,
  Stephanie D. Thomas
• Federal Regulators Approve New Rule on AI Use and Bias Risks in Real Estate Valuation
  1 July 2024
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Matt Kelly
  ,
  Karen Joo
• The Cantero Clarification of National Bank Preemption
  The Supreme Court Favors Interpreting Existing Standards over Establishing New Ones
  3 June 2024
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Caroline N. Swett
  ,
  Yair Strachman
• Very Broad and Very Fast: The New Federal Housing Administration’s 12-Hour Cyber Incident Notification Rule
  28 May 2024
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Satish M. Kini
  ,
  Erez Liebermann
  ,
  Gregory J. Lyons
  ,
  Matt Kelly
  ,
  Anna Moody
  ,
  Karen Joo
  ,
  Alexandra N. Mogul
• Private Equity Report Fall 2023, Vol 23, No 3
  November 2023
  Dominic Blaxill
  ,
  Michael Bolotin
  ,
  Geoffrey P. Burgess
  ,
  Charu A. Chandrasekhar
  ,
  Jennifer L. Chu
  ,
  Matthew Dickman
  ,
  Avi Gesser
  ,
  Gregory V. Gooding
  ,
  Morgan J. Hayes
  ,
  Sally Bergmann Hardesty
  ,
  Eric T. Juergens
  ,
  Frank Mitchell
  ,
  Brett M. Novick
  ,
  Benjamin R. Pedersen
  ,
  William D. Regner
  ,
  Edward M. Rishty
  ,
  Michael Schaper
  ,
  Kevin M. Schmidt
  ,
  Kristin A. Snyder
  ,
  Katherine Durnan Taylor
  ,
  Ramya S. Tiller
  ,
  Robert T. Dura
  ,
  Caitlin Gibson
  ,
  Stuart Hammer
  ,
  Matt Kelly
  ,
  Sarah Wolf
  ,
  Victoria G. J. Brown
  ,
  Matthew Stromecki
  ,
  Adam Silverwood
  ,
  Edoardo Troina
• Adverse Action Notice Compliance Considerations for Creditors That Use AI
  16 August 2023
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Alexandra N. Mogul
• National Association of Attorneys General’s 2023 Consumer Protection Spring Conference
  13 June 2023
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Paul D. Rubin
  ,
  Samuel J. Allaman
• CFPB Advisory on Placement Practices May Have Broader Market Implications
  1 March 2023
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Paul D. Rubin
  ,
  Alexandra N. Mogul
• CFPB’s Outline of Proposals to Implement Dodd-Frank § 1033
  1 December 2022
  Courtney M. Dankworth
  ,
  Avi Gesser
  ,
  Alexandra N. Mogul
  ,
  Jonathan Steinberg
  ,
  Catherine Morrison
• CFPB Expands Its Authority to Examine for Discrimination
  1 April 2022
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• Model Destruction – The FTC’s Powerful New AI and Privacy Enforcement Tool
  22 March 2022
  Avi Gesser
  ,
  Paul D. Rubin
• President Biden’s Nominee for CFPB Director Confirmed, Expected to Continue to Ramp up Enforcement
  5 October 2021
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  David A. O'Neil
  ,
  Alexandra N. Mogul
• New York State Legalizes Recreational Cannabis
  1 April 2021
  Satish M. Kini
• Virginia Enacts a Comprehensive Privacy Law—Similarities and Differences Among VCDPA, CCPA and GDPR
  5 March 2021
  Avi Gesser
  ,
  Javier Alvarez-Oviedo
  ,
  Robert Maddox
  ,
  Tricia Reville
• Destruction Emerges as a Powerful Enforcement Measure for AI: FTC Requires Company to Delete Models Trained with Improperly Utilized Consumer Data
  19 January 2021
  Avi Gesser
  ,
  Jim Pastore
  ,
  Paul D. Rubin
  ,
  Melissa Runsten
• Bloomberg Law: Banks, Fintech Firms Eyeing CFPB Proposal on Consumer Access to Financial Records
  24 December 2020
  Bloomberg Law
  Courtney M. Dankworth
• CFPB Seeks Public Comment in Implementing Dodd-Frank’s Consumer Right of Access to Financial Records
  2 November 2020
  Courtney M. Dankworth
  ,
  Avi Gesser
• Expect Increased New York State Regulatory Enforcement in the Banking and Financial Services Industry
  2 September 2020
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Gregory J. Lyons
• Compliance & Enforcement: Insulated No More: The Seila Decision and the End of the Independent CFPB Director
  2 July 2020
  Compliance & Enforcement
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Erol Gulay
  ,
  Alexandra N. Mogul
• Insulated No More: The Seila Decision and the End of the Independent CFPB Director
  30 June 2020
  Mary Beth Hogan
  ,
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
  ,
  Erol Gulay
  ,
  Alexandra N. Mogul
• Lessons from Recent Antitrust Enforcement in the UK Financial Services Sector
  24 January 2020
  Timothy McIver
  ,
  John Young
• Consumer Financial Protection Bureau Releases Rules for Comprehensive Reform of Debt Collection Industry
  3 June 2019
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
• OCC Leads Movement to Modernize Community Reinvestment Act Regulations
  19 September 2018
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• Testing the Strength of the FinTech-Bank Partnership Model
  17 July 2018
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• D.C. Circuit Court Decision May Help Level the Playing Field for TCPA Defendants
  29 March 2018
  Courtney M. Dankworth
  ,
  Maura Kathleen Monaghan
  ,
  Jacob W. Stahl
• DOJ Memorandum Addressing Agency Guidance
  8 March 2018
  Courtney M. Dankworth
  ,
  Mark P. Goodman
  ,
  Maura Kathleen Monaghan
  ,
  Jacob W. Stahl
• CFPB Finalizes Rule on Payday Lending
  23 October 2017
  Courtney M. Dankworth
  ,
  Gregory J. Lyons
• Amendments to Russian Civil Code Will Change Regulation of Financial Contracts
  31 August 2017
  Alan Kartashkin
  ,
  Dmitri V. Nikiforov
  ,
  Dmitry Karamyslov
  ,
  Daria Serebrova
• FinReg Reform Steps Continue: Treasury Report and CHOICE 2.0
  26 June 2017
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Chen Xu
• New Types of Banking Licenses in Russia
  14 June 2017
  Dmitri V. Nikiforov
• CHOICE 2.0 and New Presidential Memoranda
  19 May 2017
  Courtney M. Dankworth
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Alexandra N. Mogul
  ,
  Chen Xu
• OCC Proposes Chartering Process for FinTech Firms
  29 March 2017
  Gregory J. Lyons
• Privacy Shield Not Trumped
  1 February 2017
  Jeffrey P. Cunard
  ,
  Dr. Thomas Schürrle
  ,
  Jane Shvets
  ,
  Dr. Friedrich Popp
• While You Were Celebrating: Cyber and Privacy News from the Holiday Season
  4 January 2017
  Luke Dembosky
  ,
  Jim Pastore
  ,
  Dr. Thomas Schürrle
  ,
  Philip Rohlik
• New York Eases Proposed Cybersecurity Regulation for Financial Sector, But Practical Issues Remain
  3 January 2017
  Luke Dembosky
  ,
  Eric Dinallo
  ,
  Jim Pastore
• A Cybersecurity Fine From FINRA
  5 December 2016
  Luke Dembosky
  ,
  Jim Pastore
• OCC Greenlights Special FinTech Bank Charter
  5 December 2016
• Optimism and Innovation at the SEC’s FinTech Forum
  17 November 2016
• Banking Regulators Focus on Sales Practices
  11 November 2016
  Gregory J. Lyons
  ,
  Satish M. Kini
• Regulatory Focus on Innovation Grows: The OCC and CFPB’s Differing Approaches
  8 November 2016
• DC Circuit Strips CFPB of Its Independence, Vacates Enforcement Order Against PHH
  17 October 2016
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
• New York State Department of Financial Services Issues Guidance on Incentive Compensation in the Banking Sector
  14 October 2016
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Elizabeth Pagel Serebransky
  ,
  Alison E. Buckley-Serfass
• Regulatory Developments in the FinTech Space
  7 October 2016
• New York’s Proposed Cyber Regulations: Implications and Challenges
  15 September 2016
  Luke Dembosky
  ,
  Eric Dinallo
  ,
  Gregory J. Lyons
  ,
  Jim Pastore
• Banking Agencies Issue Dodd-Frank Act Section 620 Report
  12 September 2016
  Satish M. Kini
  ,
  Gregory J. Lyons
• Consumer Financial Protection Bureau Outlines Plan for Comprehensive Reform of Debt Collection Industry
  10 August 2016
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
• Regulators Probe Marketplace Lending Business Model
  30 June 2016
• The Outlook in Enforcement Actions against Foreign Banks at the New NYDFS
  16 June 2016
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Gregory J. Lyons
  ,
  David Sarratt
• A Modest Proposal? CFPB to Gut Arbitration in Consumer Financial Contracts
  10 May 2016
  Courtney M. Dankworth
  ,
  Mary Beth Hogan
  ,
  Satish M. Kini
  ,
  Gregory J. Lyons
  ,
  Maeve O'Connor
• Regulators Set Sights on Online Marketplace Lenders
  5 May 2016
  Christopher Rosekrans
• Compensation Practices at Financial Institutions Targeted: Proposed Incentive Compensation Rules Aim To Curb Excessive Risk-Taking
  26 April 2016
  Kenneth J. Berman
  ,
  Michael P. Harrell
  ,
  Satish M. Kini
  ,
  Elizabeth Pagel Serebransky
  ,
  Alison E. Buckley-Serfass
• FINRA Releases Report on Digital Investment Advice Tools
  24 March 2016
  Kenneth J. Berman
• A Week of Hot News in Cybersecurity and Data Privacy
  8 March 2016
  Lawrence K. Cagney
  ,
  Luke Dembosky
  ,
  Jonathan F. Lewis
  ,
  Jim Pastore
  ,
  Dr. Friedrich Popp
• Supreme Court Rules that Unaccepted Rule 68 Offers of Complete Relief Do Not Moot a Plaintiff’s Case – But Payment of Full Relief Just May
  25 January 2016
  David H. Bernstein
  ,
  Jeffrey P. Cunard
  ,
  Courtney M. Dankworth
  ,
  Jyotin Hamid
  ,
  Mary Beth Hogan
  ,
  Maura Kathleen Monaghan
  ,
  Erol Gulay
• Changes to Annual Privacy Notice Requirements
  6 January 2016
  Satish M. Kini
• The CFPB Eyes Mobile Financial Services
  17 December 2015
• FCC Both Eases and Tightens TCPA Rules
  16 July 2015
  Jeffrey P. Cunard
  ,
  Courtney M. Dankworth
• CFPB Issues Final Auto Finance Larger Participant Rule and New Auto Finance Examination Procedures
  19 June 2015
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Satish M. Kini
• New York’s New Debt Collection Rules Extend Well Beyond the FDCPA and May Influence the CFPB’s Rulemaking
  10 December 2014
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Andrew M. Levine
• CFPB Proposes Auto Finance Larger Participant Rule, Releases Fair Lending Supervisory Report and Proxy Methodology
  22 September 2014
  Helen V. Cantwell
  ,
  Courtney M. Dankworth
  ,
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Satish M. Kini
• Delaware Supreme Court Applies Business Judgment Review to Controlling Stockholder Mergers Using Dual Protection Structure
  14 March 2014
  Gregory V. Gooding
  ,
  Gary W. Kubek
  ,
  Maeve O'Connor
  ,
  William D. Regner
  ,
  Jeffrey J. Rosen
• How Sell Side Advisors Can Reduce Litigation Risk in Light of Delaware’s Rural/Metro Decision
  14 March 2014
  Gregory V. Gooding
  ,
  Gary W. Kubek
  ,
  Maeve O'Connor
  ,
  William D. Regner
• CFPB Begins Comprehensive Rulemaking Process on Debt Collection
  12 November 2013
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Satish M. Kini
  ,
  Courtney M. Dankworth
• CFPB Issues Final Rule Establishing Ability to Repay and Qualified Mortgage Standards
  16 January 2013
  Mary Beth Hogan
  ,
  Satish M. Kini
  ,
  Erol Gulay
• New Law Protects Privileged Information Submitted to the CFPB from Waiver Claims
  20 December 2012
  Eric Dinallo
  ,
  Mary Beth Hogan
  ,
  Satish M. Kini
• Fund Structuring and Investment Treaty Protections
  November 2021
  Jonathan Adler
  ,
  Geoffrey Kittredge
  ,
  Ina C. Popova
  ,
  Patrick Taylor
  ,
  Cameron Sim
  ,
  Benjamin Teo